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Your Car Insurance and Suspended Driver’s License If your driver’s license has been suspended, you may expect your car insurance rates to increase. It is important for you to be able to prove that you have an existing car insurance before your license suspension has been lifted. When it comes to car insurance cost, it may increase because of several factors such as having violations, penalties or sentence for an offense, such as being convicted of a DUI (driving under the influence) or DWI (driving while intoxicated), getting pulled for over speeding or car accidents. Driver’s license suspension may be caused by misuse of a car, involvement in a hit-and-run accident or any accident that the driver is guilty or proven to be at fault and repeated disregard of DUI or DWI rules that a person was formerly charged It may seem that the effects of driver’s license suspension are just superficial, not being able to drive until the suspension is lifted, but many people are not fully aware of the effects of not being able to drive not until they experience it themselves. Well obviously you won’t be able to drive to work, drive your kids to school, and not being able to visit your family and friends anytime you choose to do so, without the hassle of commuting. And there are also less obvious situations that not many people realize such as restrictions in running errands, going to the grocery store, going shopping, participating in religious services, and assisting people in their lives in terms of emergency cases, like having to bring someone to the hospital or your pet to his veterinarian. Moreso, you may become a source of burden to your family and friends, as they are responsible for driving you around because thy have no choice. Public transportation might be an option for you, but if you live in a small town or a place without a significant enough transportation system, you will really need to rely on your family and friends for driving you around. Now, if you try to ignore the suspension and still drive, you are just putting yourself at great risk. Being caught driving with a suspended driver’s license may result in lengthened suspension, permanently lose your license, or in a worse case, even go to jail. You might think your ordeal ends after your driver’s license suspension has been reinstated, but actually, it is just the beginning. After the reinstatement, once you consult your car insurance company for some time, you may notice a significant increase in your car insurance rates, and it may be difficult for you finding a lower insurance rate with another provider. Your driving history will show the suspended driver’s license, affecting your car insurance rates for years. For more information about driver’s license, feel free to view our website.Finding Similarities Between Licenses and Life

Finding Parallels Between Licenses and Life

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