Tag Archives: Life

Life Insurance – Should You Buy A Rider Or Complete Policy For A Spouse, Child Or Dependent?

There are many arguments as to who really needs a complete life insurance package and who needs some form of coverage in the form of rider. Does you spouse really need a rider if you already have a life insurance … Continue reading Continue reading

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How to Appeal a Life Insurance Claim Denial

Life insurance carriers may reject your insurance claims for several reasons. Failure to pay life insurance premiums can be one of the reasons why an insurer decides to decline a claim for benefits. Aside from this, the insurance carrier may … Continue reading

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Top Insurance Companies – Selling Single Premium Life

New and professional insurance agents alike, often overlook selling single premium life. Some agents do not know who the top insurance companies offering the plans are. Other agents are unfamiliar with the advantages the coverage can provide the client. This … Continue reading

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Life Insurance Fraud – Churning And Twisting

Some dishonest life insurance agents are involved in certain fraudulent practices and you should be aware of them. One is churning and the other is twisting. How do those agents carry them out such life insurance fraud and what do … Continue reading

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Common Whole Life Insurance Cash Value and Nonforfeiture Options Explained

In this article, I explain common Whole Life Insurance Cash Value Options that you can select to make sure that your policy meets your individual financial goals. Required Nonforfeiture Options As permanent life insurance policies, such as is the case … Continue reading

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Finding A Car With A Long Life Expectancy

According to Consumer Reports, the average car will last 150,000 miles. If you are buying a newer model and keeping it properly maintained, it may last until 200,000. That still leaves a few car shopping expeditions in the average consumers … Continue reading

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Life Insurance Money That Has not Been Claimed

This may be a bit of a surprise, but there is a ridiculous amount of money that does not get claim every year by the beneficiary of a loved one. This is not due to the insurance company not paying, … Continue reading

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